GEMS Profino

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Business Loan

Working capital, expansion, machinery or a large order — with or without property as security.

Lenders
100+ banks & NBFCs
To start
Aadhaar and PAN card
6-month bank statement
Balance transfer
Available
Callback
Within 30 min
9am–9pm

Who this suits

For traders, manufacturers, professionals and services.

We place your file with a lender that understands business income — from your GST returns and bank statements.

  • Working capital requirements
  • Business expansions
  • Machinery and equipment purchase
  • Substitution of high-cost loans
  • Loans for professionals — Doctors, CAs, Architects

What you will need

Documents for a business loan

  • PAN and Aadhaar of the proprietor, partners or directors
  • Business registration — GST, Udyam, or Shop & Establishment
  • Last 12 months of current account statements
  • ITR with computation for 2 years
  • Audited financials, where available
  • GST returns for the last 12 months
  • Existing loan repayment statements, if any

Business loan balance transfer

Existing business loan?

Move your business loan to another lender for a lower EMI or better terms.

  • Bring your sanction letter, loan repayment statements, GST returns and ITR
  • Unsecured and secured business loans are both transferable

Questions

Business loan FAQs.

Do I need collateral?
Only if your financials require it. Otherwise, no collateral is needed.
My ITR shows low profit. Can I still borrow?
Sometimes. Many lenders look at your turnover and GST filings, not just declared profit.
How fast can it be sanctioned?
It is usually sanctioned the same day or within 24 hours, unless the lender calls for additional documents.
Can I prepay without a penalty?
It depends on the lender. We share the prepayment terms before you sign.

Get a callback

Ask about a business loan.

Two fields are enough to start. We will call you back.

  • No documents needed for the first call
  • No effect on your credit score

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