Home / Home Loan
Home Loan
For buying a flat or plot, building on land you own, or moving an existing loan to a cheaper rate.
- Lenders
- 100+ banks & NBFCs
- To start
- Aadhaar and PAN card
6-month bank statement - Balance transfer
- Available
- Callback
- Within 30 min
9am–9pm
Who this suits
Buying, Building, or Saving on Your Existing Loan
- Buying a ready flat, a resale property, or an under-construction unit
- Buying a plot and building on it
- Construction on land you already own
- Extending or renovating an existing house
- Moving your current loan to a lower rate
- Top-up on your existing home loan
What you will need
Documents for a home loan
- PAN and Aadhaar
- Address proof
- Last 6 months of bank statements
- Salary slips for 3 months, or 2 years of ITR if self-employed
- Form 16 or employment proof
- Sale agreement and property title documents
- Approved building plan, where construction is involved
Home loan balance transfer
Existing home loan?
Move your home loan to another lender for a lower EMI or better terms.
- Bring your current sanction letter and the last 12 months of loan repayment statements
- We work out the actual saving before you commit
- A top-up on the transferred loan is often possible at the same time
Questions
Home loan FAQs.
How much can I borrow against my income?
It depends on your income, existing loans and the property value, and varies by lender. We tell you the amount the lender actually offers.
Can I get a home loan if I am self-employed?
Yes. Lenders check your ITR and bank statements instead of salary slips.
Can I add a co-applicant?
Yes, and it often helps. A spouse or parent with income can raise the amount you can borrow.
Get a callback
Ask about a home loan.
Two fields are enough to start. We will call you back.
- No documents needed for the first call
- No effect on your credit score